Privacy Policy
MyCreditLane.com (referred to as “Company,” “we,” “us,” or “our”) has created this privacy policy (“Privacy Policy”) to explain how we collect and use personal information and to assure you of our commitment to fair information practices and the protection of your privacy when you visit and use the MyCreditLane.com website (“Website”). We understand the importance of your privacy and your right to control how your personal information is collected and used. Our data collection and retention practices are designed to provide transparency, accountability, and choice regarding the management and use of your personal information. We also provide contact information if you wish to remove your personal information from our databases.
The Website is intended for users located in the United States of America, and this Privacy Policy shall be interpreted under the laws of the United States. By registering on the Website, you explicitly accept, without limitation or qualification, the collection, use, and transfer of your information as described in this Privacy Policy. Please read this Privacy Policy carefully, as it affects your rights and liabilities under the law. If you do not agree to our practices and our Terms and Conditions of Use, please do not interact in any manner whatsoever with MyCreditLane.com or register any personally identifiable information on this Website.
Please contact us if you have any questions or comments about our privacy practices or this Privacy Policy. You can reach us online by clicking here.
Children’s Privacy
This Website is not intended for anyone under the age of eighteen (18) or persons residing outside of the United States. By using the Website, you expressly represent and warrant that you have read, understood, and agree to the terms of this Privacy Policy and Company’s Terms of Use. If you do not understand or do not agree to be bound by this Privacy Policy, you must immediately leave the Website.
Types of Information We Collect
Company collects information about you through your access to and use of this Website and through your use of our matching services. The information collected during registration includes personally identifiable information (“PII”). PII is unique data of an individual used for identification and communication purposes. Any use of our services is entirely voluntary, and you are not required to provide PII unless you choose to use our services. However, you will not be able to access or use our services where PII is required.
PII that may be collected includes information such as your:
- First name
- Last name
- Date of birth
- Telephone number
- Mailing and home address
- Zip code
- Email address
- Social Security number
- Bank account information
- Financial information
- Employment information
- Driver’s license number
We may also collect certain non-personally identifiable information (“NPII”) about you when you visit many of the pages of this Website. NPII is data used in the aggregate to analyze trends, administer the Website, track movement, and understand consumer behavior generally. The information collected by virtue of your access to and use of this Website may be collected irrespective of whether you submit information to register for our services. This NPII includes, without limitation:
- The type of browser that you use
- Your Internet Protocol (“IP”) address
- The type of operating system that you use
- Referral/exit pages
- Date/time stamp
- The domain name of your internet service provider.
An IP address is a unique identifier that a device uses to identify and communicate with on the Internet. We may share NPII with third parties, at our discretion.
How Your Personally Identifiable Information is Used and Shared
We ask you for PII when you interact with the Website. We value your privacy and have taken the necessary precautions to be in compliance with relevant legislation, including, without limitation, the California Online Privacy Protection Act. The information collected through your access to and use of this Website will be used to:
- Assist you with your inquiry
- Fulfill your request
- Provide solicitation purposes with respect to third-party products, services, offers, or promotions
We may also use your PII to:
- Assist you with access to third-party providers
- Resolve disputes
- Troubleshoot technical problems
- Enforce agreements
- Personalize your internet experience
- Share information with consumer reporting and related agencies
- Comply with legal requirements
We may disclose any/all information if legally required to do so, or at our discretion pursuant to a request from a governmental entity. We may also disclose and transfer any/all information to a third party who acquires any or all of our business, whether such acquisition is by way of merger, consolidation, or purchase of all or a substantial portion of our assets.
Additionally, Company reserves the right to sell or transfer your PII to independent third parties, including third-party lenders, advertisers in Company’s network, information resellers, and third-party marketers. Your information may also be sold by and amongst third-party marketers. We may target advertising to you using direct mail, email, telemarketing calls (including SMS text messages), and/or targeted online banner advertising
Email and Telemarketing
By registering on this Website, you acknowledge that Company may provide your PII to third-party marketers, who may target advertising to you using email and telemarketing calls. You agree that such registration and request constitute a purchase, inquiry, and/or application for purposes of relevant regulations.
Cookies, Web Beacons, Pixel Tags, Log Files, and Online Behavioral Technologies
The Website and email messages may contain first-party (Company-related) and third-party marketer cookies, web beacons, pixel tags, browser analysis tools, and web server logs that enable Company and/or third-party marketers to track your online behavior, collect information regarding your operating system and browser type, record webpage or email views, track IP addresses, and monitor other information gathering purposes.
Managing Your Privacy
You can limit the information you provide to us and thereby limit the communications that we and/or third-party marketers send to you. You may opt-out of receiving communications from us by choosing not to submit your personal information.
Security of Your Personally Identifiable Information
We store your PII in a database on secure systems to prevent unauthorized access, maintain data accuracy, and ensure the correct use of information. We have implemented appropriate physical, electronic, and managerial security procedures to protect against the loss, misuse, and alteration of information under our control.
No Information Collected from Children
Company does not knowingly collect any PII about children under the age of eighteen (18) years old. If we obtain actual knowledge that we have collected PII about a child under the age of eighteen (18) years old, that information will be immediately deleted from our database.
Consent to Electronic Disclosures
By submitting your information via the Website, you agree to receive certain notifications, disclosures, and/or documents electronically. Your consent to the foregoing applies to the information you provide on the Website and any other communications provided to you.
Links to Other Websites and Third-Party Privacy Practices
Company provides links to other websites for your convenience and information. We encourage you to familiarize yourself with the privacy statements provided by any/all third-party websites prior to providing them with information or taking advantage of an offer or promotion.
Changes to This Privacy Policy
Company reserves the right to change or remove portions of our Privacy Policy at any time without prior notification. Any changes will be posted on this page.
Contacting Us
If you have any questions about this Privacy Policy or our privacy practices, you may contact us at: support@mycreditlane.com